Loan Origination System
Built on Microsoft Dynamics 365/Power Apps.
CAPABILITIES & FEATURES
- Product Configuration.
- API Ready – PAN Validation, GSTIN Compliance, Promoter / Director, Financials, Aadhar Validation.
- Rules-based credit assessment for 29+ financial parameters.
- Credit approval note, Generation, Distribution & Approval.
- Identify Process bottlenecks – Workflow-based application processing with comprehensive TAT Analysis.
SmartLoan – Loan Origination, Underwriting, Credit Note Generation and Approval workflow
- Define Threshold eligibility such as CIBIL,CMR etc
- Define Documentation Requirement
- Define Financial Ratio rules for score calculation
- Automated data fetch from Regulatory sites based on PAN card
- Cross validation with Aadhar card
- Multiple GSTN fetch along with Compliance for each GSTN
- Automatic retrieval of Party invoices
- Financial Data and Director information retrieval from Regulatory sites
- Automated score calculation based on Financial parameters and Financial Ratio Rules defined for the Product
- Application/Case rating
Credit Approval Note (CAN)
Generate and Distribute CAN for a workflow based approval process
Guided Business Process
- Intuitive UI with role based access
- Gated Process stages